Peoples Choice Loan Programs

Conforming or Conventional Mortgages

  • Conventional 30 year fixed
  • Conventional 25 year fixed
  • Conventional 15 year fixed
  • Conventional 10 year fixed
  • Interest only 3, 5, 7, & 10 year term
  • Homepath foreclosures $100 down
  • Fannie Freddie HARP programs
 

Government Backed Mortgages
  • FHA 30 year fixed purchase & refi
  • FHA 15 year fixed purchase & refi
  • FHA adjustable rate mortgages
  • FHA 203K loans purchase & refi
  • FHA streamline refi
  • FHA mobile homes purchase & refi
  • FHA HUD foreclosures $100 down
  • FHA reverse mortgages purchase & refi
  • VA 30 year fixed to 100% LTV purchase & refi
  • VA 15 year fixed to 100% LTV purchase & refi
  • VA adjustible rate mortgages to 100% LTV
  • VA streamline refi
  • VA mobile homes to 100% LTV purchase & refi
  • USDA 30 year fixed to 102% LTV purchases only
 

Non Conforming Mortgages
  • Jumbo 30 year fixed purchase & refi
  • Jumbo 30 year 85% LTV no PMI
  • Jumbo 3/1, 5/1, 7/1, 10/1 ARMS
  • Jumbo 15 year fixed purchase & refi
 

Specialty Loans - We offer creative lending solutions for a wide variety of unique properties:
  • Log homes
  • Hobby farms
  • Unusual zoning
  • Commercial property
  • Investment property
  • Churches
  • Full-time farms (ex: poultry, cattle, hogs)
  • Part-time farms (ex: pulp wood, timber, crops)
  • Rural construction to perm
  • Construction
  • Rural doublewides - on land
  • Rural flex 97% LTV program
  • Reverse mortgages
 

Vacant Land
  • Unlimited acreage
  • Multiple parcels
  • Hunting property
  • Vacation property
The Company's loan programs are continually changing, so if you do not see a program that meets your specific need, please contact me for additional information!  I just might be able to help! 


Communities currently served in the state of Georgia include the following: Albany, Atlanta, Bainbridge, Cairo, Camilla, Thomasville, Moultrie, Macon, Jonesboro, Duluth, Marietta, Savannah, Norcross, Decatur, Sandy Springs, College Park, Roswell, Smyrna, Valdosta and Stone Mountain.


All loan programs, rates, points, and closing costs may vary based on loan features, geography, and/or other terms and conditions.  All loan programs, rates, points, and closing costs are subject to change without notice.  Certain restrictions, borrower qualifications, and additional terms & conditions apply to all loan programs.  An offer to locate a loan program does not guarantee loan qualification or approval.
 


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