FHA Loans

An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations. Available to all qualified buyers, FHA loan programs are designed to help creditworthy low-income and moderate-income families who do not meet requirements for conventional loans.
FHA loan programs are particularly beneficial to those buyers with less available cash. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans.


Some of the other benefits of FHA financing:
  • Only a 3.5 percent down payment is required.
  • Closing costs can be financed.
  • Loans are assumable to qualified buyers.
  • Mobile Home financing is allowed by FHA
  • FHA stream line refinancing requires only verification of income and assets
  • FHA 203K allows for home repairs to be financed
Contact me today to apply or apply on line now!


Communities currently served in the state of Georgia include the following: Albany, Atlanta, Bainbridge, Cairo, Camilla, Thomasville, Valdosta, Moultrie, Macon, Jonesboro, Duluth, Marietta, Sanannah, Norcross, Decatur, Sandy Springs, College Park, Roswell, Smyrna, and Stone Mountain.


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