Conforming Loans

Conforming loans are conventional loans that meet bank-funding criteria set by Fannie Mae and Freddie Mac.  They are loans offered by non government sponsored lenders.  Both of these stock-holding companies buy mortgage loan programs from non government sponsored lending institutions and secure them for resale to the investment community.  Every year, from October to October, Fannie Mae and Freddie Mac establish limits on what constitutes a conforming loan for a mean home price.

Buying back mortgage loans allow these agencies to provide a continuous flow of affordable funding to lenders that reinvest their money back into more mortgage loans.  Fannie Mae and Freddie mac only buy loans that are conforming and repackage for the secondary market.

Communities currently served in the state of Georgia include the following: Albany, Atlanta, Bainbridge, Cairo, Camilla, Thomasville, Valdosta, Moultrie, Macon, Jonesboro, Duluth, Marietta, Sanannah, Norcross, Decatur, Sandy Springs, College Park, Roswell, Smyrna, Lawrenceville, and Stone Mountain.

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