Why Peoples Choice

Why Choose Peoples Choice Home Loans?

Independent mortgage brokers have had a significant positive impact on the lending industry.  Today, the use of a professional mortgage broker is one of the key strategies used by sophisticated borrowers.  In addition to being an independent mortgage broker, Peoples Choice Home Loans, LLC is also a non-traditional Upfront Mortgage Broker®.


Non-Traditional Upfront Mortgage Brokers®

Upfront mortgage brokers abide by the Upfront Mortgage Brokers® Commitment.  This commitment assures that the broker will endeavor to act in the best interest of the borrower.  Peoples Choice Home Loans is an Upfront Mortgage Broker®.   We give you Peoples Choice Home Loan's fees up front as listed on your loan estimate and on your mortgage loan origination agreement.  These fees will never go up at closing. 

Why choose Peoples Choice for your home loan, because as an Upfront Mortgage Broker® we combine the best of both traditional mortgage bankers and traditional independent mortgage brokers.  And in addition to this, we tailor for you the lowest combination of interest rates and broker fee closing costs.  In fact, we challenge you to find a better deal!



Benefits of Peoples Choice Home Loans:

Reliability:  Like your local banker, Peoples Choice is regulated by state and federal agencies.  Also we are available to you at any time. We are just a phone call away!

Variety:  By shopping across a range of different programs, we can find the best program that fits your specific need at the lowest interest rate and the lowest closing costs.

Qualifying:  Due to the vast range of different programs available to us from national and regional lenders, the opportunities are more likely that one or many will accept your application based on your financial and personal information.

Savings:  We strive to offer you the lowest interest rate and lowest broker fee closing costs in the market.

Speed:  We save you valuable time shopping for a loan, and we strive to close all loans in less than 30 days from application.

No Hidden Cost:  Unlike traditional independent mortgage brokers, we are an Upfront Mortgage Broker®, and we disclose all our fees upfront on the loan estimate.  These fees will never go up at closing!

Please contact us with any questions you might have, and if you are ready to begin the application process simply click here for the loan application. 


Communities currently served in the state of Georgia include the following: Albany, Atlanta, Bainbridge, Cairo, Camilla, Thomasville, Valdosta, Moultrie, Macon, Jonesboro, Duluth, Marietta, Savannah, Norcross, Decatur, Sandy Springs, College Park, Roswell, Smyrna, and Stone Mountain.


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