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Peoples Choice Home Loans, LLC

a Hello, my name is Sharon, and welcome to the Peoples Choice Home Loans Company!  Peoples Choice specializes in being a low cost provider of home loans.  With over 150 loan programs from lenders across America, we believe we can help you find a program that best meets your specific need.  We serve all communities in Georgia - Thomasville, Albany, Valdosta, Moultrie, Tifton, Cairo, Bainbridge, Camilla, Columbus, Macon, Savannah, Duluth, Roswell, Smyrna, Decatur, Chamblee, Norcross, Stone Mountain, College Park, Jonesboro, Marietta, and Atlanta to name a few.

Peoples Choice Home Loans, prides itself in being a non-traditional mortgage company.  Because of this, we are able to provide you with first class customer service and at the same time a low cost mortgage alternative.  With Peoples Choice, you keep 100's to 1000's of your hard earned dollars in your pocket.

I serve as the company's mortgage broker, and I personally assure that every borrower receives the very best in customer service and the very best program available for their specific needs.  In other words, I locate loan programs specifically taylored for each borrower.  I also make sure that I provide each borrower the very best in value for both the short term and for the long term.  I shop for the lowest combination of interest rates and closing costs available to me in the market.  I don't believe you will find a better deal!

Peoples Choice Home Loans is family owned and operated with extremely low overhead costs.  We pass our savings directly to you the borrower!

One additional thing, People Choice Home Loans, is an Upfront Mortgage Broker®.


Being an Upfront broker is very important because it means that you know where you stand with us from the very beginning of the loan process.  To learn more visit our Upfront Mortgage Brokers® Commitment.

We work hard to uphold our image of being the peoples first choice for their mortgage lending needs! Give us the opportunity to show you what we can do for you!

Some of the loan programs we offer include:  FHA Loans, USDA Loans, VA Loans, Conventional Loans, Jumbo Loans, and Reverse Mortgages.  View our Peoples Choice Loan Programs page for details or give me a call for more information.
Thank you for visiting Peoples Choice Home Loans. Please stay around and explore the answers to your mortgage lending questions.  Also feel free to contact me with questions or click here to start your pre-approval letter, or here to start your loan application.  

Get my electronic business card and mortgage tool kit on your smart phone by tapping on my electronic business card  link.  From your smart phone tap on this link.  The app will open on your phone.  To link to your desk top for Android phones, tap on the 3 verticle dots in the top right hand corner of the app.  A new window will open.  Select "Add to Home Screen" or "Open in Chrome" then "Add to Home Screen".  For iphones follow the prompts.

Links to the "Settlement Cost Booklet", the "CHARM" Handbook, "Your Home Loan Toolkit Booklet", "Free Annual Credit Report", and "HUD's Official List of Housing Counselors"

Settlement Cost Booklet

Consumer Handbook Adjustable Rate Mortgages

Your Home Loan Toolkit Booklet

Free Annual Credit Report

HUD Official List of Housing Counselors

Find the perfect loan to fit your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.