Why Choose Peoples Choice Home Loans?

Independent mortgage brokers have had a significant positive impact on the lending industry.  Today, the use of a professional mortgage broker is one of the key strategies used by sophisticated borrowers.  In addition to being an independent mortgage broker, Peoples Choice Home Loans, LLC is also a non-traditional Upfront Mortgage Broker.

Non-Traditional Upfront Mortgage Brokers®

Upfront mortgage brokers abide by the Upfront Mortgage Brokers® Commitment.  This commitment assures that the broker will endeavor to act in the best interest of the borrower.  Peoples Choice Home Loans is an Upfront Mortgage Broker®.   We give you Peoples Choice Home Loan's fees up front as listed on your good faith estimate and on your mortgage loan origination agreement.  These fees will never go up at closing. 

Why choose Peoples Choice for your home loan, because as an Upfront Mortgage Broker® we combine the best of both traditional mortgage bankers and traditional independent mortgage brokers.  And in addition to this, we tailor for you the lowest combination of interest rates and broker fee closing costs.  In fact, We challenge you to find a better deal!

Benefits of Peoples Choice Home Loans:

  • Reliability:  Like your local banker, Peoples Choice is regulated by state and federal agencies.  Also we are available to you at any time. We are just a phone call away!
  • Variety:  By shopping across a range of different programs, we can find the best program that fits your specific needs at the lowest interest rate and the lowest closing costs.
  • Qualifying:  Due to the vast range of different programs available to us from national and regional lenders, the opportunities are more likely that one or many will accept your application based on your financial and personal information.
  • Savings:  We strive to offer you the lowest interest rate and lowest broker fee closing costs in the market.
  • Speed:  We save you valuable time shopping for a loan, and we strive to close all loans in less than 30 days from application.
  • No Hidden Cost:  Unlike traditional independent mortgage brokers, we are an Upfront Mortgage Broker®, and we disclose all our fees upfront on the good faith estimate and on the mortgage loan origination agreement.  These fees will never go up at closing!

Please contact us with any questions you might have, and if you are ready to begin the application process simply click here for the loan application.




Our Differences Are:

  • Savings
  • Service
  • Reliability
  • Best fit programs
  • Credit repair
  • No money down
  • Upfront broker
  • Competitive rates
  • Family operated


My Promise To You!

Choosing the right mortgage company can be difficult.  Unlike many professionals, you probably will not meet me until after you hire me.  Furthermore, different lenders have varying qualifications, experience, and yes different pricing.  One thing for sure is that finding and closing a mortgage loan requires work, a lot of work.  Ultimately the best loan for you depends heavily on the individual loan officer's own efforts and knowledge!  If you honor me by allowing me to find your loan, I guarantee that I will give you my very best effort.  This I promise you!

Sincerely,
Sharon G. Lowry


Peoples Choice Home Loans Mission Statement -
To earn the reputation in our core market as being the most efficient, lowest cost, reliable, helpful, and customer friendly retail provider of home loans.  In other words, to be the peoples first choice for their mortgage loan needs.

Sincerely,
Sharon Lowry



Peoples Choice Home Loans, LLC

225 East Jefferson Street

Thomasville, Georgia  31792

"Georgia Residential Mortgage Licensee"

License # 23648

NMLS Company I.D. # 153319

 

Phone:

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