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Peoples Choice - Loan Programs Include some of the following:
Conventional Mortgages
- Conventional 40 year fixed
- Conventional 30 year fixed
- Conventional 25 year fixed
- Conventional 15 year fixed
- Conventional 10 year fixed
- Interest only 3, 5, 7, & 10 year term
Government Backed Mortgages
- FHA 30 year fixed purchase & refi
- FHA 15 year fixed purchase & refi
- FHA adjustable rate mortgages
- FHA 203K loans purchase & refi
- FHA streamline refi
- FHA mobile homes purchase & refi
- FHA HUD foreclosures $100 down
- VA 30 year fixed to 100% LTV purchase & refi
- VA 15 year fixed to 100% LTV purchase & refi
- VA adjustible rate mortgages to 100% LTV
- VA streamline refi
- VA mobile homes to 100% LTV purchase & refi
- USDA 30 year fixed to 102% LTV purchases only
Non Conforming Mortgages
- Jumbo 30 year fixed purchase & refi
- Jumbo 30 year 85% LTV no PMI
- Jumbo 3/1, 5/1, 7/1, 10/1 ARMS
- Jumbo 15 year fixed purchase & refi
Specialty Loans - We offer creative lending solutions for a wide variety of unique properties:
- Log homes
- Hobby farms
- Unusual zoning
- Commercial property
- Investment property
- Churches
- Full-time farms (ex: poultry, cattle, hogs)
- Part-time farms (ex: pulp wood, timber, crops)
- Rural construction to perm
- Construction
- Rural doublewides - on land
- Rural flex 97% LTV program
Vacant Land
- Unlimited acreage
- Multiple parcels
- Hunting property
- Vacation property
The Company's loan programs are continually changing, so if you do not see a program that meets your specific need, please contact me for additional information! I just might be able to help!
All loan programs, rates, points, and closing costs may vary based on loan features, geography, and/or other terms and conditions. All loan programs, rates, points, and closing costs are subject to change without notice. Certain restrictions, borrower qualifications, and additional terms & conditions apply to all loan programs. An offer to locate a loan program does not guarantee loan qualification or approval.
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Today's Rates:
| 30-yr Fixed | 4.54% | 4.69% | | 15-yr Fixed | 4% | 4.21% | | 1-yr Adj | 3.64% | 4.52% |
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Testamonials
Thanks Sharon for your expedient service! We never thought this loan would close so fast! You did a great job and your rates are great also....
Michael & Laura Nichols
Cairo, Ga
Wow - I'm so thankful I compared your costs with my bank's! The $948.62 that you saved me in closing costs will be used to buy some much needed furniture for my new home....
Kent Lewis
Marietta, Ga
I'm so glad I found you! With your low interest rates and closing costs I was able to purchase my dream home. I'm forever indebted to you for your help....
Connie George
Leesburg, Ga
As a realtor, I have referred many clients to Sharon. She is honest and puts her clients first. She keeps all parties informed while taking care of business. She works very hard to ensure the deal closes.
Karen Pelham Richter
RE/MAX of Albany
Sharon's knowledge in the mortgage business is unsurpassed! I've seen Sharon salvage loans of other mortgage companies that were denied. I refer many of my clients to Sharon because I'm convinced she is one of the best in this business!
Tambi Williams
RE/MAX of Albany |
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