Hello, my name is Sharon, and welcome to the Peoples Choice Home Loans Company!  The Company specializes in being a low cost provider of home loans, with loan programs for all income levels!

So please allow me the opportunity to tell you about the Company and what the Company can do for you!  First of all, I am very excited about all of the loan programs I have to offer!

Peoples Choice Home Loans, prides itself in being a non-traditional mortgage company.  This being the case, I am able to provide you with first class customer service and at the same time a low cost mortgage solution. So with the Peoples Choice, you can keep 100's to 1000's of your hard earned dollars in your pocket at closing.

I serve as the company's mortgage broker, and I personally work with each applicant to assure the applicant receives the very best in service and the very best loan program for their specific needs.  In other words, I tailor a loan program specifically for you. I also make sure that I provide to you the very best in value for both the short term and for the long term. I tailor the lowest combination of interest rates and closing costs available to me in the market.  In fact, I don't believe you will find a better deal anywhere!

You might be wondering how the Company can be so cost competitive!  Well the answer is really simple!  Peoples Choice Home Loans is family owned and operated with extremely low overhead costs.  So any savings are passed directly to you the client!

One additional thing, People Choice Home Loans, is an Upfront Mortgage Broker®. 

Upfront Mortgage Brokers AssociationNational Association of Mortgage Brokers

So what does this mean, and why is this important?  It simply means that you, as a client, will know your actual closing costs from me "upfront" as stated on your good faith estimate and on your mortgage loan origination agreement.  This is very important because it prevents any bait and switch tactics that some brokers may use to capture your business and then increase their fees at closing.  Thats right, you pay for these increased fees either through a higher interest rate, higher closing costs, or both in some cases.

I hope you can better understand now why the Peoples Choice Home Loans company is the peoples choice when it comes to mortgage financing?

Thank you for visiting this site, and please stay around a while and explore the answers to all your mortgage lending questions.  Also feel free to contact me anytime with questions or to start your loan application.




Today's Rates:

Mtg Loan    Rate  APR
30-yr Fixed4.97%5.13%
15-yr Fixed4.33%4.56%
1-yr Adj4.27%5.3%
* national averages



My Promise To You!
Choosing the right mortgage company can be difficult.  Unlike many professionals, you probably will not meet me until after you hire me.  Furthermore, different lenders have varying qualifications, experience, and yes different pricing.  One thing for sure is that finding and closing a mortgage loan requires work, a lot of work.  Ultimately the best loan for you depends heavily on the individual loan officer's own efforts and knowledge!  If you honor me by allowing me to find your loan, I guarantee that I will give you my very best effort.  This I promise you!

Sharon G. Lowry


Georgia Mortgage Brokers Association


National Association of Mortgage Brokers



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Peoples Choice Home Loans, LLC

225 East Jefferson Street

Thomasville, Georgia  31792

"Georgia Residential Mortgage Licensee"

License # 23648

NMLS Company I.D. # 153319

 

Phone:

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